Helping Illinois Clients Get a Clean Slate With Bankruptcy
When you are going through a debt crisis, the last thing you need is an attorney who will sugarcoat things and make them worse. At Courtney, Clark & Mejias, P.C., we always provide straightforward, honest advice for individuals and businesses facing bankruptcy.
We have guided our clients through bankruptcy in Illinois since 1974. When debt becomes too much to handle, we will help you get the relief you need.
Benefits of Filing for Bankruptcy
Debt consolidation plans usually make debt problems worse instead of better. When you need real relief from debt, filing for bankruptcy may be the best option. Businesses and individuals benefit from bankruptcy. Regardless of which chapter you file, bankruptcy will:
- Stop creditor harassment and collections actions
- Give you a chance to rehabilitate your credit score
- Clear your debts and give you a fresh financial start
Many of our clients are also able to avoid foreclosure and keep their home. However, we will always be honest with you. Keeping your house or car may do more harm than good. If it is not in your best interests to keep your property, we will tell you upfront so that you have a complete picture when determining if bankruptcy is your best option.
Your Bankruptcy Options
Our experienced bankruptcy lawyer has handled all kinds of consumer and commercial bankruptcies, including:
- Chapter 7 Bankruptcy: Liquidation bankruptcy
- Chapter 9 Bankruptcy: For municipalities
- Chapter 11 Bankruptcy: Business reorganization bankruptcy
- Chapter 12 Bankruptcy: Farm reorganization bankruptcy
- Chapter 13 Bankruptcy: Wage earner's bankruptcy
We will thoroughly examine your financial situation and help you decide which form of bankruptcy best fits your needs. Call 618-207-3458 (toll free 866-921-8767) or contact us online to schedule a free initial consultation at our Belleville office. If you are considering filing for bankruptcy, please bring a list of all of your creditors and the debts you owe with you to our first meeting.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. 11 U.S.C. §528(a)(4)."