Courtney ∙ Clark Law, P.C.Courtney ∙ Clark Law, P.C.
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Divorce and the many challenging decisions to make

Ending a marriage is one of the most challenging times for any couple. Navigating a divorce in Illinois requires both spouses to make many difficult choices and decisions that could determine many aspects of their post-divorce lives. Some realize too late that some choices were emotionally motivated rather than made for practical or financial reasons. One common concern involves the decision of where to live.

Parents who will have custody of the children often decide to keep the family home to limit the children's trauma. However, it may not be long before that parent realizes it was an unwise choice because he or she might not have the finances to maintain the home, garden, yard work and even the mortgage. Some find that selling the house can allow each party to invest in other properties, depending on how the net equity is divided between the parties. 

One spouse might offer to buy the other one out of the mortgage to fully own the house. However, the mortgage provider will likely want this spouse to apply for a new mortgage, and this time the application will be based on a single income and not the combined income of both parties. Not only can this add significant stress and emotional anxiety, but it could also adversely affect the debt-to-income ratio of the borrower and ultimately the credit score.

Those in Illinois who are in the throes of divorce usually opt to secure the support and guidance of an experienced family law attorney. A divorce lawyer can also recommend other resources related to real estate, taxes, finances and even child-related issues. This type of advice and the ability to make informed decisions can be helpful in navigating a less stressful transition into single life.

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Courtney ∙ Clark Law, P.C.
104 South Charles Street
Belleville, IL 62220

Toll Free: 866-921-8767
Phone: 618-207-3458
Fax: 618-234-8028
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